I sure don't see the $2,500 annual savings per family...as promised.
The Obamacare insurance model will not produce such savings. The only thing that I know about that has been demonstrated to produce lower costs is a plan consisting of an HSA + high deductible catastrophic policy which is the route endorsed by many health insurance actuaries. This is a sustainable approach although there would be a need to subsidize the HSA for some in order to get them over the "hump". However, for many who do not run through their HSA account it will continue to build year after year and thereby permit (if desired) raising the deductible on the catastrophic policy and lower its premium.
Over half of the major companies offer such a package and they found that medical costs were reduced by 20%. Why? This approach gives the individual the responsibility to make judgments about the quality and cost of the medical care received and not run to a physician for relatively minor problems. These folks are better "shoppers" of medical services and even engage in negotiations in order to get the best combination of quality and costs. Unless the insured has some skin in the game the only direction for health care costs is up.