"This way the real blame doesn't go on where it belongs... your friendly politicians and central bankers..."
Gotta respond to this Semi .... your friendly politicians and central bankers are under the thumbs of the bankers that own them.
Congress and the Fed aren't independent in ANY sense of the word.
Correct, the bankers are in a win-win situation. If their risky scheme works, they make bigger profit.
If it fails, the politicians will bail them out. Bankers can't lose!