There's nothing there to stop a provider from... developing some means of providing the same $50 risk guarantee
..
It ain't there yet.
I do not even use debit cards (Fake Visa and Mastercard" as Clark Howard calls them.)
Your entire account can be emptied out and while you can eventually get your lost funds back, you could be out of your funds while an investigation proceeds, all the while, your outstanding payment checks are bouncing.
Great fun especially if you are traveling out of town or in a foreign country without any money or ability to even buy gas for the car..
My Mastercard has been compromised several times and they will send me a new one overnight with no disruptions.
Edited by Rogerdodger, 20 January 2022 - 04:05 PM.